Talent IPO lends students the capital required to pursue higher education at a college in order to pursue their career. Talent IPO achieves this by offering students Income Share Agreements (ISAs). These ISAs reduce the risk that comes with taking out loans as no accrued interest and payments are based on income, rather a percentage of the income is owed.
“Talent IPO was founded at the Tepper School of Business at Carnegie Mellon University, where Aashay, Michael, Ayush, and Santanu (the co-founders) sought to create a better way for students to acquire the capital they needed for higher education. As M.B.A. students, they experienced first-hand the astronomical debt burden associated with obtaining an advanced academic degree”(Talent IPO).